Category: Government for the People

Dear Humanity – Are you seeing what’s happening?

Or are you blind towards it all?

The earth is warming, the oceans are dying, deserts are expanding, forests are burning, the ice caps are melting, sea levels are rising, storms are monstrous, heat waves are longer and hotter… people are dying.

Just turn on the news and there it is, another catastrophic event.  But the real tragedy is that we blame ourselves as if we are not capable of surviving without ruining the planet.  And because we blame ourselves we are told that everyone has to fix it by changing their individual ways. This is very convenient for the real culprits.  The truth is that as individuals we have very little to do with it, it is our economic system that is to blame.

Almost all human activity of any significance is done through work.  And that’s because people need money to eat and live.  The only way to get money is through a job or work.  This is what most people call the economy.  If you follow the money, you will find a loan from a bank and that’s because all money in circulation is borrowed money.  And the banks fund their loans from the Federal Reserve which simply prints that money.  Believe it or not, commercial banks own the Federal Reserve.

Banks are funding work that puts the earth at risk.  Fracking for oil would not happen without banks funding those projects.  Banks also turn down projects for building solar panels and alternative renewable energy resources.  The argument for this is that banks don’t want to pick winners and losers, they just want to fund as many loans as possible, so they can make as much money as possible.  So, while banks want to win big, humanity as a whole is losing big.  This makes no sense and needs to be stopped.

This is not just a problem in the United States.  The global financial system works this way.  Every country has a central bank owned by their commercial banks. And they are printing money for destructive purposes all in the name of free markets and greed.

They lend money only when they can get the money back plus interest.  Banks have been given the privilege of controlling money flows and therefore the work people do.  This means that work only gets done because banks lend out money in the first place.  Banks therefore control all the work people do.  Banks are responsible for the consequences of the work that is damaging the earth.

Banks could solve the worlds environmental problems if they lent money proactively in the following areas:

  • Biodiversity Loss
  • Climate Change
  • Deforestation
  • Degraded Air Quality
  • Stratospheric Ozone Depletion
  • Population Growth
  • Natural Resource Depletion

1.     Biodiversity Loss — Genetic diversity, Ecosystem diversity, and Species diversity

We share this planet with plants and animals, but our actions have put them at risk of extinction. The spread of disease, direct exploitation, and the destruction and degradation of their habitats have created a hostile environment for them.

Even the marine and wildlife costal ecosystems are at significant risk due to over-exploitation, pollution, and acidification of seas and oceans.

Without a thriving biodiversity, the Earth cannot function properly. Earth requires biodiversity for the following functions:

  • Maintaining the balance of the ecosystem
    • Recycling and storage of nutrients
    • Combating pollution
    • Stabilizing climate
    • Protecting water resources
    • Forming and protecting soil
    • Maintaining eco-balance
  • Provision of biological resources
    • Provision for medicines and pharmaceuticals
    • Food for humanity and animals
    • Obtaining wood products, ornamental plants, diversity of species, genes, ecosystems, and breeding stock
  • Social benefits
    • Recreation and tourism
    • Cultural values
    • Education and research

80% of humanity’s food comes from plants with 40,000 species used for food, clothes, and shelter. Also affecting humanity is water scarcity affecting an estimated 2.8 billion people around the world at least one month out of 12 months.

Urbanization, population growth, and the ever increasing demand for water for energy, food production, and industry has caused a 40% shortage in water supplies. If humanity continues to go down this path, two-thirds of the world’s population by 2025 will experience water shortages with increased suffering for ecosystems around the world.

Not only will a lack of water create a global crisis, but it will also affect human health. Half of the top ten prescription drugs sold in the United States come from microorganisms, plants, or animals. Prescription medicine from nature can treat 90% of diseases affecting humanity.

Solution:  Banks can take the initiative to prevent biodiversity loss by lending money to projects with the objective to save plants and animals and cease and penalize funding to companies playing a part in the loss of biodiversity.  If banks will not do this on their own moral accord, then the Federal Reserve needs to stop doing business with those banks.  After all the currency that the central banks and Federal Reserve prints is not owned by the banks it is owned by the people and it is about time that currency is only printed when it protects the future for all of us. 

2.     Climate Change

Climate change or global warming occurs when greenhouses gases and other contaminants are released into the atmosphere, resulting in air pollution. Known as global warming, evidence of it taking place is all around us. The evidence behind climate change includes:

  • Increasing temperatures worldwide
    • The Earth’s average surface temperature has increased to 1.62 degrees Fahrenheit since the late 19thcentury due to increased carbon dioxide and human-made emissions released into the atmosphere.
  • Rising ocean temperatures
  • Shrinking ice sheets
    • The ice sheets in Greenland and Antarctic have decreased in mass. NASA’s Gravity Recovery and Climate Experiment show an estimated 281 billion tons of ice lost each year whereas Antarctica has lost an estimated 119 billion tons of ice between 1993 and 2016.
  • Glacial retreats
    • Glacial are retreating in various parts of the world, which include the Himalayas, Alps, Rockies, Alaska, Africa, and Rockies.
  • Reduced snow cover
  • Rising sea levels
    • Sea levels worldwide have risen by about 8 inches in the last century with the rate in the last two decades nearly doubling from the last century.
  • Declining Arctic sea ice
  • Extreme natural disasters
    • The number of natural disasters such as hurricanes and wildfires in the United States has been gradually increasing over the years since 1950. Increased surface temperatures can increase the chance of more droughts as well as the intensity of storms. Increased water vapor in the atmosphere can cause severe storms and warmer ocean surface temperatures and increased heat in the atmosphere can lead to increased wind speeds in tropical storms.
  • Ocean acidification
    • The acidity of the ocean has risen to an estimated 30% due to humanity emitting increased carbon dioxide into the atmosphere, thus causing the ocean to absorb it. The amount of carbon dioxide the upper layer of oceans can absorb has been going up by 2 billion tons each year.

Solution:  Banks need to cease funding high-carbon industries such as coal power plants and coal mining. Instead, they can finance the low-carbon transition.  If banks will not do this on their own moral accord, then the Federal Reserve needs to stop doing business with those banks.  After all the currency that the central banks and Federal Reserve prints is not owned by the banks it is owned by the people and it is about time that currency is only printed when it protects the future for all of us.

3.     Deforestation

Deforestation is the permanent removal of standing forests. The forced or accidental removal of trees occurs in any area populated by trees and plant life. The loss of trees and plants is one of the leading causes of climate change, flooding, fewer crops, desertification, and increased greenhouses gases in the atmosphere. Here is the list of the negative effects deforestation has on the environment:

  • Loss of habitat
  • Increased greenhouse gases
  • Water in the atmosphere
    • Trees control the water level in the atmosphere by regulating the water cycle. If trees continue to disappear at the rate they are now, less water will be returned to the soil from the atmosphere. Dryer soil will not promote the growth of crops. The irony in this is that small-scale agriculture and cattle ranching are responsible for 80% of deforestation.
  • Soil erosion and coastal flooding
    • Trees function to retain topsoil and water required to sustain forest life. Their absence will cause the soil to erode and wash away, causing famers to leave and continue the cycle. In return, the barren land becomes more prone to flooding, especially in coastal regions.

Solution:  Banks can put in a pre-condition for financing companies that clear forests to produce their products to adopt a more responsible production technique to manufacture their product.

4.     Degraded Air Quality

High concentrations of air pollution in the air threaten humanity, animals, plants, and natural resources. Degraded air quality is a result of manufacturing facilities, burning wood and coal, motor machines, mobile sources such as buses, planes, cars, and trucks, smelters, volcanic eruptions, and windstorm dust.

Air pollution causes respiratory and heart problems and contributes to global warming. It also causes acid rain, which releases high amount of nitrogen. The nitrogen released from acid rain interacts with the ocean’s surface and promotes algae growth, which negatively effects marine life and leads to the depletion of ozone layer and forces wildlife to move and change their habitat.

Here are the primary causes of air pollution:

  • Burning of fossil fuels
    • The burning of fossil fuels is responsible for 79% of greenhouse gas emissions in 2010, and that’s just in the United States. The combustion of fossil fuels such as petroleum, coal, and other factory combustibles emit sulfur dioxide into the air. Vehicles such as jeeps, trucks, airplanes, and trains also cause air pollution.

The improper or incomplete combustion of carbon monoxide from vehicles and nitrogen oxides produced from natural and man-made processes also pollute the air.

  • Agricultural activities
    • Ammonia is one of the most dangerous gases in the atmosphere and is the result of agricultural activities. Ammonia particles in the air lead to around 3 million deaths each year. Agricultural activities involve using insecticides, fertilizers, and pesticides, which are released into the air and water.
  • Exhaust from industries and factories
    • Manufacturing industries produce large amounts of hydrocarbons, carbon monoxide, chemicals, and organic compounds.
  • Mining operations
    • Mining done below the earth using large equipment releases dust and chemicals into the air, causing it to get polluted. Workers and nearby residents develop health conditions as a result.
  • Indoor air pollution
    • Household cleaning products and painting supplies produce toxic chemicals. When released into the open, it causes air pollution.

Solution:  Banks should not fund companies involving in projects that cause and add to air pollution. Before lending money to these companies for projects, banks need to perform a strict-lending review and post-lending examination on the project and determine the impact it will have on the environment and take strict action against companies involved in projects negatively impacting the environment.

5.     Stratospheric Ozone Depletion

Pollution causes the depletion of stratospheric ozone, releasing chlorofluorocarbons or CFCs, hydrofluorocarbons (HCFCs), halons, carbon tetrachloride, and methyl chloroform into the air. Here is a list of effects of ozone depletion:

  • Puts humanity at risk of diseases
    • A depleted ozone layer overexposes people to harsh UV rays and can cause skin cancer, sunburns, a weakened immune system, cataracts, and rapid aging.
  • Damages the environment
    • Harsh UV rays can cease the growth of crops, leading to minimal growth, flowering, and photosynthesis. Some crops that are vulnerable to UV rays include wheat, corn, rice, barley, tomatoes, cauliflower, and oats, just to name a few.
  • Endangers marine life
    • Harsh UV rays endanger marine life such as planktons, which appear higher up in the aquatic food chain. The decrease of planktons can interrupt the marine food chain.
  • Endangers animals
    • Animals exposed to harsh UV rays can develop skin and eye cancer.
  • Impacts materials
    • Harsh UV rays degrade certain materials such as plastics, wood, rubber, and fabrics.

Solution:  Banks need to phase out ozone depleting chemicals from different industry sectors by replacing halons with substitutes and halo banking. Substitutes include halocarbon alternatives, water mist, inert gases, streaming agents, and particulate aerosols whereas halon banking involves recovery, recycling, and setting up inventories that both countries and companies use to manage current supplies of halon. If banks will not do this on their own moral accord, then the Federal Reserve needs to stop doing business with those banks.  After all the currency that the central banks and Federal Reserve prints is not owned by the banks it is owned by the people and it is about time that currency is only printed when it protects the future for all of us.

6.     Population Growth

In the last 50 years, the world’s population increased more rapidly than ever before and will continue to grow. Experts project that the world’s population will increase to around10 to 11 billion by 2100. To achieve population stability, countries need to promote reproductive health education and family planning, as without them, the environmental crisis will only worsen.

The continued growth will also increase the consumption of resources around the world. Fast-growing developing countries will contribute to more than half of carbon dioxide emissions by 2050. Overpopulation leads to more:

  • Fertilizers, pesticides, and herbicides
  • Mining for minerals
  • Waste and toxic byproducts from manufacturing
  • Land deforestation and development
  • Oil leakages and spillages
  • Fossil fuel extraction and burning
  • Soil erosion and degradation
  • Sewerage and stock effluence

Solution:  Banks can finance projects aimed at reducing population through education about family planning. This is especially necessary for banks to do in third world and developing countries dealing with overpopulation due to lack of knowledge. If banks will not do this on their own moral accord, then the Federal Reserve needs to stop doing business with those banks.  After all the currency that the central banks and Federal Reserve prints is not owned by the banks it is owned by the people and it is about time that currency is only printed when it protects the future for all of us.

7.     Natural Resource Depletion

Natural resource depletion occurs when humanity consumes natural resources at a greater rate than one can produce them. For instance, oil takes around a hundreds of thousands of years to produce, but humanity consumes around 90 billion barrels of oil each day.

Another example of a natural resource are trees, which take time to grow from seeds planted in the ground, but only take seconds to chop down – a process made quicker by modern technology. Overpopulation, as previously discussed, also increases the consumption of natural resources. Here is a list of natural resources humanity depletes the world of:

  • Water
  • Coal
    • Coal supply will last for 188 years, but if overpopulation causes the demand to grow, expect this duration to decrease.
  • Oil
    • The world requires oil for transportation. Currently, the world has access to 188.8 million tons of oil. This can sustain humanity’s oil needs for 46.2 years, as of 2010.
  • Natural gas
    • Current reserves of flammable gas can last the world for 58.6 years, as of 2010.
  • Fish
    • Marine life, including several species of fish, could go extinct due to overfishing.

Solution:  Banks need to set guidelines for funding operations executed by companies that utilize practices that lead to overconsumption of natural resources and use alternate methods to run their operations that decreases the consumption of natural resources. Banks can also fund companies working towards researching alternatives to natural resources.

Central Banks and the Federal Reserve have been given the keys to the ultimate human power, they can print money.  They print the money and lend it to the commercial banks which then in turn lend it to their customers.  They have been given this power with very few requirements.  They target low interest rates, low unemployment and stable financial markets.  However, they directly control the technological direction and environmental risks for all of humanity.   Humanity cannot continue to go down this road of letting banks fund loans no matter how dangerous their effects may be.  The truth is that banks have the ultimate responsibility, but everybody is too busy blaming the government.  It’s time to stop blaming government for all our problems and wake-up to the fact that the banks are pulling all the strings.

Humanity, you need to wake up to the destruction caused by the mindless lending of banks! Your existence may cease to exist if we don’t act against banks and address the problem of them lending money irresponsibly.

The global environmental crisis is staring us right in the face and the banks are ignoring it for simple greed. Our planet requires us to step up and do something to help it become whole again, to help it heal again. Do something, humanity, before it becomes too late!





The Real Cause of Illegal Immigrants from Central America

The United States is responsible for illegal immigrants from Central America crossing the border. Instead of instating the “Zero-tolerance Policy” on unauthorized entry into the United States and detaining and separating parents and children from each other, the country needs to reflect on its history, the root cause of refugee migration from Central America.

What they will uncover is the underlying framework that serves as the instigator of the influx of illegal immigrants into the country — the 1944 Bretton Woods Agreement.

However, the Bretton Woods Agreement was not the only instigator. The International Monetary Fund (IMF) and the World Bank collectively joined it to derail the economies of Central America. Instead of fixing the problem that the United States started, President Donald Trump decided to resolve the issue by building a wall and detaining families.

Since we live in a time dominated by a President shouting “fake news” and dispersion of actual fake news on Facebook, we need to educate ourselves by understanding the real cause of illegal immigrants from Central America — the Bretton Woods Agreement, the IMF, the World Bank and CAFTA-DR.

What Led to the Development of the Bretton Woods Agreement?

The United States’ habit of interfering in the affairs of other countries remains a known fact around the world. The rich history of the U.S. military and economic intervention in Central America weakened the region, causing them to become dependent on the United States. The constant interference of the United States combined with the formation of the Bretton Woods Agreement, the IMF, the World Bank and CAFTA-DR negatively influenced the economy of Central America.

Worsening the region’s economic condition was the ongoing interference from their neighbor and the formation of the 2004 Dominican Republic — Central America FTA (CAFTA-DR). All of this gave rise to drug cartels, violence, corruption, and a failing economy.

This in return led to an increase in illegal immigrants from Central America flooding the United States. It was a combined effort, initiated by them. Now, they face the consequences of their actions, but reversing them is not a priority for them as it would defeat the purpose of them growing as a “Superpower.”

Therefore, they have resorted to other extreme measures to control the influx of illegal immigrants from Central America. These measures have only managed to put a pause on it. Let’s travel back in history by taking a closer look at the Bretton Woods Agreement, the IMF, the World Bank and CAFTA-DR.

The Bretton Woods Agreement: The Conspirator

The Bretton Woods Agreement is the system for monetary and exchange rate management established on July 1, 1944 at the United Nations Monetary and Financial Conference in Bretton Woods, New Hampshire. The agreement pegged currencies to the price of gold and perceived the U.S. dollar as a reserve currency connected to the price of gold.

From the agreement, emerged the IMF and the World Bank — two global institutions — thus fulfilling the aim of the meeting to ensure a foreign exchange system, promote economic development, and prevent competitive devaluations.

This meant that when a country’s currency fell, other countries agreed to purchase their money in foreign markets at fixed exchange rates between the US dollar and their currency, thus preventing inflation and economic instability.

Unbeknownst to third world countries, this agreement paved the way for the United States to assume dominance over other nations, who were asking for loans from the IMF and funds from the World Bank to rebuild their country. Even though President Richard Nixon suspended and later officially ended the agreement in 1973, the damage was already done.

The International Monetary Fund: The First Accomplice

IMF’s aim is to promote global economic development and financial stability, encourage international trade, and decrease poverty. Although the IMF consists of 189 countries, only the most powerful countries have major influence in the voting process. When the Bretton Woods Agreement ended, the IMF began to promote floating exchange rates. The floating exchange rates rely on the market forces to decide the value of currencies relative to each other.

The World Bank: The Second Accomplice

The World Bank, an international organization, helps reduce poverty by allowing countries to borrow money to fund their projects. It offers countries low-interest loans and interest-free grants and credit, and focuses on improving infrastructure, education, and health.

Its primary objective is to reduce poverty in countries by overcoming it by encouraging growth, reconstructing countries fresh out of war, offering a bespoke solution to third world countries, prompting governments to prevent climate change and control the spread of communicable diseases, working with the Arab League, and sharing its expertise with other countries.

The Central America-Dominican Republic Free Trade Agreement (CAFTA-DR): The Third Accomplice

CAFTA-DR signed in 2004 is a trade agreement that eliminates most tariffs, trade barriers, and customs duties on services and products between the United States and five Central American countries — Costa Rica, El Salvador, Honduras, Nicaragua, and Guatemala as well as Dominican Republic. This agreement gave the United States direct access to markets in Central America on a larger scale, allowing them to introduce banking, media, telecommunications and insurance among other services.

The Negative Effects: How the IMF, World Bank, and CAFTA-DR Become the Primary Cause of illegal immigrants from Central America?

When countries need to borrow money, they borrow money from the IMF and the World Bank to stabilize their currencies. If they decline their request to borrow, the countries either establish trade barriers or increase interest rates.

However, borrowing from both organizations comes at a cost. It burdens countries with strict debt repayment plans that they are unable to repay. It comes with the caveat that the repayment needs to be made only in dollars. Adding to the burden is CAFTA-DR, a free trade agreement that functions in the United States’ favor.

This free trade agreement caused domestic industries to weaken and deteriorate by creating a massive trade imbalance and importing American agriculture and industrial goods into the Central American markets.

Each of them worked to drive out people from Central America and escape to the United States.

The United States has an upper hand, as it is the only country with the authority to print dollars. Both the IMF and the World Bank give loans in US dollars to third world countries. These countries need to earn more dollars to repay their debt. The United States has a monopoly when it comes to reproducing dollars. For third world countries to repay their debt, it gave the “Super Power” access to their resources and gave American businesses an opportunity to enter the Central American market.

Allowing American businesses to establish their base in their market did not benefit their failing currency, causing it to decline further. This scenario has left them with no choice but to borrow more dollars to stabilize their currency. Failure to stabilize their currency means no international trade. Then, there is CAFTA-DR that has caused the local agricultural economy of the countries in Central America to gradually wither away, leaving American products and services to reign supreme.

How Can Central America Repay the Hefty Debt?

Central America has turned its attention to growing and selling drugs to repay the hefty debt. To repay the debt, earning in dollars is a must. With the demand for drugs high in the United States, drug cartels have sprung up in the region, growing and selling drugs for dollars across the border.

The drug cartels in Central America evoke fear in people through violence. With corruption in drug-ridden areas being high, even the police turn a blind eye to the drug lords based in these regions. Families pack up and leave for the United States due to the constant terror of being targeted by drug cartels and becoming another statistic added to the body count.

The Rise of Drug Cartels in Central America and How They Triggered Mass Illegal Immigration

The following facts on the rise of drug cartels in Central America offer an exclusive insight into the relation of drugs, violence and illegal immigration:

· El Salvador, Honduras, and Guatemala have the highest crime rate with El Salvador and Honduras making the list of the top five most violent countries in the world

· Drug cartels especially target women and children, forcing the youth to join them or extort them while threatening women and girls to get into a relationship with gang members

· Seeking help from the police is of no use, as they are often corrupted and involved with the drug cartels

Who is to blame for the rise of drug cartels in Central America? — The United States

Between 1996 and 2002, the United States sent back thousands of convicted criminals to economically and politically fragile countries in Central America. Gang members saw this as an opportunityto combine local youth gangs and promote the use of violence to control entire neighborhoods in the region.

Another example of the United States intervening into the affairs of Central American countries is when the CIA ousted the democratically chosen government of Guatemala in 1954, resulting in decades of civil war and dictatorship. What about the time when the United States sent the gang that supplied MS-13 to the streets in California back to El Salvador?

The presence of these immensely violent gangscoupled with the increased demand for drugs in the United States and Central America’s dire need to repay the debt with dollars has kept the drug trade alive, especially in Honduras. The drug trade is a trillion-dollar business controlled by drug cartels, but the dollars earned from it are illegal and thus hidden away.

On the other hand, we have the United States which has waged a prolonged war on drugs, one that is costing them trillions of dollars. However, do not expect them to change their strategy, as the drug money they seize benefits them; it increases the existing value of the dollars circulating in the United States. Since Central America cannot repay their debt with drug money, they invite American businesses to establish stores so they can repay their debt back in dollars.

Back in the day, the Bretton Woods Agreement tried to help, but it did more harm than good.

The Bretton Woods Agreement sought to repay those countries by offering them loans in U.S. dollars to rebuild their economy. These countries used the money to pay contractors from the United States, but that left them in even more debt than before.

Central American countries can neither print money nor borrow against an asset. If the countries chose printed money and spent it where needed, it would result in hyperinflation. Hyperinflation erodes the value of the currency, increases the price of goods, and causes people to decrease their holdings in that currency in exchange for a stable foreign currency.

To stabilize their currency, the countries would need to request for additional loans from the IMF, thus sinking them further into debt. Not only has the United States put their interests first and above all else, they have repeatedly meddled into the affairs of countries in Central America, causing further damage to an already fragile economy.

U.S. backed-military coups, neoliberal mining of resources, and corporate plundering have fueled poverty, instability, and violence.

Even though the Bretton Woods Agreement was the wheel that set everything in motion, the IMF, World Bank, CAFTA-DR, and repeated intervention of the United States throughout the history of Central America have wreaked havoc on their economy.

The region’s economy, which shows no signs of getting better, has served as the stepping stone for drug cartels to roam freely and spread their fear through terror tactics, corrupt the police with money, and silence the people with the threat of violence. Without having a voice, people belonging to countries in Central America feel unsafe and the only way to ensure their safety is to flee to the United States.

Separating families at the Southern border and putting up a wall is not the answer. Instead, the United States needs to rewind the clock to see how they can make these wrongs right. Only then, can they take steps to resolve the issue of illegal immigrants from Central America coming to the United States to start their new life. The world would be better, safer and more humane if globalization meant that all economies thrived and not subjugated by debt.

Where is the Technology Train Going?

Ever wonder where all these ‘technological advancements’ are heading? Hint: NOT humanity.

Continue reading “Where is the Technology Train Going?”

America’s War on Itself

US trade war with china is blamed for the working class being left behind.  It’s a common excuse used by politicians today. They declare a ‘trade war’ because China is taking all of America’s jobs.  Find out why its a fallacy.

Continue reading “America’s War on Itself”